Debt Law

Debt Law

Under the Fair Debt Collection Practices Act (FDCPA), consumers have rights that protect them from illegal debt collection practices. If a creditor violates your rights by engaging in illegal debt collection tactics, it is considered creditor harassment, and the creditor can face significant legal consequences..

If you’ve been dealing with a creditor that is harassing you to collect debt, you may feel scared, hopeless, and unsure of what you can do to put an end to the maltreatment. When a creditor calls you at work, makes phone calls to your family members, verbally insults you, or threatens to take certain types of legal action against you, it’s time to consult with a debt collection attorney at our firm.

At James W Spivey II PLC we advocate for you when you are too frightened to deal with your creditors on your own. Once engaged, we will intervene on your behalf and inform your creditors of your rights under the FDCPA. If your creditors continue to unlawfully harass you, we will take legal measures to put an end to their abuse and report their illegal behaviors.

Click on the links below for more information

  • Bankruptcy Law
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Consumer Protection Law
  • Debt Law
  • Foreclosure Law

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